Accident-and-Health-or-Sickness-Producer無料問題集「Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24」

質問 1

Which of the following is NOT a mandated benefit in Maryland?

（A）Weight reduction programs

（B）Hearing aids for children

（C）Treatment of substance abuse

（D）Treatment of mental illness

正解：A 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 2

An insurance producer provided several examples to the applicant persuasively demonstrating that the insurance coverage offered under his company's policy was superior to a competitor's product. The insurance producer knew he was misrepresenting or stretching the truth in order to induce the applicant to forfeit her current policy and purchase a similar but inferior insurance policy from him. The insurance producer is involved in which one of the following unfair trade practices?

（A）Rebating

（B）Fraud

（C）Discrimination

（D）Twisting

正解：D 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 3

Under federal law, an insurance producer may be sentenced to prison for:

（A）Selling insurance with a nonresident license

（B）Inducing a client to sign an application for insurance

（C）Suing an insurer over contract violations

（D）Embezzling money from an insurance company

正解：D 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 4

Which expenses are covered by Medicare Part D?

（A）Dental

（B）Hospital

（C）Prescription drug

（D）Medical

正解：C 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 5

A health maintenance organization (HMO) must provide coverage for all of the following EXCEPT:

（A）Routine physical examinations

（B）Dental and vision care

（C）Emergency services

（D）Well-baby or well-child care

正解：B 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 6

The Maryland Health Insurance Plan is designed to provide comprehensive health benefits for:

（A）Senior citizens residing in Maryland

（B）Children of low-income Maryland residents

（C）Low-income residents of Maryland

（D）Medically uninsurable Maryland residents

正解：D 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 7

All of the following are characteristics of a preferred risk applicant for disability income insurance EXCEPT:

（A）Physically active

（B）Non-smoker

（C）High income

（D）Non-hazardous occupation

正解：C 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 8

The Maryland State Benchmark Plan applies to which of the following?

（A）Medicaid plans sold through the Exchange

（B）Individual Health Benefit Plans sold through the Exchange

（C）Individual Health Benefit Plans sold outside the Exchange prior to January 1, 2014

（D）Medicare supplement plans sold outside the Exchange prior to January 1, 2014

正解：B 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 9

Which one of the following causes of death typically would be included under an accidental death rider attached to a life insurance policy?

（A）Automobile accidents resulting from the insured's negligence

（B）War or acts of war

（C）Illness or disease

（D）Intentionally self-inflicted injuries

正解：A 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

Accident-and-Health-or-Sickness-Producer 無料問題集「Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24」

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