InsNV_Health02 無料問題集「Insurance Licensing NV Accident and Health」

（A）Reduced paid-up insurance

（B）Extended term insurance

（C）Cash surrender

（D）Automatic premium loan

（A）No benefit is payable because the employee did not submit an application.

（B）The amount that could have been converted is payable under the group policy.

（C）Only any accumulated cash value is payable.

（D）The employer must personally pay the former employee's beneficiary.

（A）chemotherapy

（B）radiotherapy

（C）physical therapy

（D）immunotherapy

（A）An advertisement used during the sale

（B）The application

（C）A verbal statement made by the applicant

（D）A producer's personal notes

（A）can recommend a health plan for a consumer

（B）can answer questions regarding program eligibility

（C）can explain insurance terms like copayments and deductibles

（D）are compensated monetarily

（A）The HMO pays only after the insured satisfies a cash-value requirement.

（B）The HMO always reimburses any provider at the same level.

（C）The HMO commonly uses a provider network and coordinates care through managed-care rules.

（D）The HMO provides only disability-income benefits.

（A）eye exams, lenses, frames, and contact lenses

（B）laser surgery, eye exams, lenses

（C）cataract removal, frames, lenses

（D）eye exams, lenses, retinal corrective surgery

（A）Temporary Income

（B）Supplemental Income

（C）Disability Income

（D）Emergency Income

（A）The insured may periodically increase the amount of benefits payable under the policy.

（B）The insured must periodically provide proof of insurability to the insurance company.

（C）The insurance company guarantees the premium rate for the life of the policy.

（D）The insurance company must exchange the original policy for a new one at the insurability date.