OH-Life-Agent-Series-11-44 無料問題集「Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44」

（A）any type of distant family relationship exists with the insured party.

（B）the interest exists at the time of application.

（C）the interest exists at the time of death.

（D）any type of business relationship exists between the insured party and the beneficiary.

（A）different for persons withdiffering risk profiles.

（B）discriminatory.

（C）cost prohibitive.

（D）excessive, inadequate, or unfairly discriminatory.

（A）the policyholder has a policy from another insurer.

（B）there are many individuals who may also experience a similar loss.

（C）the loss is expected.

（D）deductibles would be required.

（A）generally pays dividends to the policyowner.

（B）has a larger cash surrender value.

（C）does not provide for loans to the policyowner.

（D）tends to be an investment vehicle.

（A）premium amount.

（B）frequency of the premium payment.

（C）premium limit.

（D）method of premium payment.

（A）results In a dividend payment to the policyowner.

（B）ceases to earn interest or grow in a positive earnings direction.

（C）equals the face amount of the policy.

（D）requires mandatory cash value distributions.

（A）The cash value is paid to the IRS.

（B）The cash value is paid to the beneficiary.

（C）The company keeps the cash value.

（D）The cash value is paid into the estate.

（A）It waives one future premium if the owner becomes disabled.

（B）It requires the policyowner to pay one premium annually.

（C）It provides for only one premium to be paid without evidence of insurability.

（D）It requires only one payment to make the policy paid up.

（A）be charged interest on the refund amount.

（B）be barred from seeking an appeal.

（C）receive a deduction in commissions.

（D）have his or her license suspended or revoked.

（A）be paid to the policyowner in cash.

（B）purchase additional insurance protection.

（C）accumulate without interest.

（D）reduce the policy premium.