Virginia-Life-Annuities-and-Health-Insurance 無料問題集「Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01」

（A）120 days from the date of loss

（B）30 days from the date of loss

（C）60 days from the date of loss

（D）90 days from the date of loss

（A）Payment for rehabilitation costs following a life-threatening injury

（B）Payment of death benefits

（C）Protection against the costs of medical care and the loss of earning power

（D）Provision for dismemberment benefits

（A）Premiums are guaranteed as long as renewal conditions are met

（B）The insurer may change the conditions of renewability at any time

（C）A covered individual's health status may be a condition for renewal

（D）The insurer may refuse renewal if they move outside of the stated geographical location

（A）Only to employees under age 65

（B）To all eligible employees who apply

（C）Only to employees who provide evidence of insurability

（D）To all eligible employees after a 12-month waiting period

（A）Such associations are formed for the purpose of purchasing insurance

（B）The association membership primarily consists of large employers

（C）Members of the association are usually in the same industry

（D）Employer contributions are usually waived

（A）Only when the purchaser is a first-time buyer

（B）Prior to accepting any payment of premium

（C）Only when the solicitation involves replacement

（D）At the time of application

（A）One lump sum payment

（B）Fixed amount installments

（C）Interest-only payments

（D）Fixed period installments

（A）Authorization must come from the National Association of Insurance Commissioners (NAIC)

（B）Records can only be accessed by an order of a state court

（C）Records must be produced upon the request of the Bureau of Insurance

（D）The Bureau of Insurance has no right to access an agent's business records because of privacy considerations

（A）Lung cancer

（B）Accidental injury

（C）Heart attack

（D）Suicide

（A）Elimination

（B）Cancellation

（C）Rejection

（D）Finalization