C130無料問題集「IIC Essential Skills for the Insurance Broker and Agent」

質問 1

Which action on the part of the insured would most likely result in a surcharge to the insurance policy?

（A）Installation of a high-end home security system

（B）Purchase of a new sports car for his teenage son to drive

（C）Trade-in of an existing vehicle for an eco-friendly vehicle

（D）Disclosure that his home has two mortgages

正解：B 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 2

Which document releases the insurer from further obligations for a loss after payment is made?

（A）Proof of loss

（B）Non-waiver agreement

（C）Reservation of rights letter

（D）Sworn statement

正解：A 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 3

To protect themselves against claims that arise long after the policy expiration date, a broker should retain a permanent copy of which policy?

（A）Liability

（B）Automobile

（C）Crime

（D）Property

正解：A 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 4

Which occupancy would be most attractive to an insurer reviewing a property's exposure?

（A）Restaurant

（B）Scrap yard

（C）Auto body shop

（D）Clothing store

正解：D 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 5

Prominently included on some property insurance policies is the statement "This policy contains a clause that may limit the amount payable." What clause is being referred to?

（A）Stacked limits clause

（B）Named exclusions clause

（C）Deferred payment clause

（D）Coinsurance clause

正解：D 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 6

An underwriter receives a submission for a restaurant. The base rate is $0.80 per $100. Due to the client's loss history, the underwriter decides on a $0.15 loading. What premium would the underwriter charge for a building valuation of $200,000?

（A）$1,750

（B）$1,600

（C）$1,900

（D）$1,300

正解：C 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 7

Why would an intermediary want to know if a client is renovating their home?

（A）The increase in property taxes will have to be factored into the premium.

（B）The policy needs to be cancelled and written under a builder's risk policy.

（C）The risk of a peril occurring is greater for a building under construction.

（D）The liability hazards decrease because the home is unoccupied.

正解：C 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 8

What type of automobile insurance endorsement provides coverage for physical damage to a rented vehicle for which the insured has assumed responsibility under contract?

（A）Non-owned automobile

（B）Loss of or damage to insured automobile

（C）Agreed value of automobiles

（D）Loss of use

正解：A 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

C130 無料問題集「IIC Essential Skills for the Insurance Broker and Agent」

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