[Q18-Q39] 実際にあるMassachusetts-Real-Estate-Salesperson問題集でリアルReal Estate問題集PDFを提供しています [2026年03月]

実際にあるMassachusetts-Real-Estate-Salesperson問題集でリアルReal Estate問題集PDFを提供しています [2026年03月]

実際のJPNTest Massachusetts-Real-Estate-Salesperson問題集PDFで100%合格率を保証します

質問 # 18
When practicing as a facilitator, the facilitator

• A. Does not represent the seller or the buyer.
• B. Must have signed Disclosed Dual Agency.
• C. Must represent a seller or a buyer.
• D. Has an agency obligation of disclosure to the seller.

正解：A

解説：
A facilitator is a neutral party who assists both the buyer and the seller in a real estate transaction but does not have the agency responsibilities of an agent. Facilitators do not represent either party (seller or buyer) and do not owe fiduciary duties to either. The role of a facilitator is limited to helping both parties complete the transaction by providing guidance on the process, preparing documents, and ensuring that all procedural steps are followed.
Unlike agents, facilitators are not required to disclose confidential information or negotiate on behalf of either party. Their primary function is to assist with the logistics of the transaction without representing one party's interests over the other.
Reference: 254 CMR 3.00 - Agency Relationships; Massachusetts Real Estate Candidate Information Bulletin - Facilitator Role.

質問 # 19
When performing its duties, the Board of Registration protects and safeguards the interests of the

• A. Governor's office.
• B. General public.
• C. State legislature.
• D. Licensees.

正解：B

解説：
The Massachusetts Board of Registration of Real Estate Brokers and Salespersons is a regulatory agency under the Division of Professional Licensure. Its mission is to protect the general public, not licensees.
The Board enforces the real estate licensing laws (M.G.L. c. 112, §§ 87PP-87DDD), establishes regulations (254 CMR), administers licensing exams, investigates complaints, and disciplines licensees for violations.
Although the Board interacts with licensees, its role is to ensure consumers are protected from fraud, incompetence, or misconduct in real estate transactions.
Thus, the Board's primary duty is safeguarding the general public, not serving the interests of licensees or government branches.
Reference: M.G.L. c. 13, § 54; M.G.L. c. 112, 87PP-87DDD.

質問 # 20
The Massachusetts Sanitary Code requires landlords to

• A. Provide a statement of condition within 30 days of the lease.
• B. Inspect the property every six months.
• C. Notify a tenant 24 hours prior to entering a property.
• D. Maintain their properties in a safe and habitable condition.

正解：D

解説：
The Massachusetts State Sanitary Code (105 CMR 410) establishes minimum standards for human habitation.
Landlords are required to ensure that rental units are kept in a safe, sanitary, and habitable condition at all times. This includes maintaining heating systems, hot water, structural integrity, pest control, and ensuring compliance with health and safety standards.
While landlords may provide a statement of condition when collecting a security deposit (per M.G.L. c. 186,
§ 15B), this is not part of the Sanitary Code itself. Similarly, no law requires inspections every six months or a
24-hour notice of entry (although reasonable notice is considered best practice and is recommended in case law).
The essential legal requirement is habitability. Tenants have the right to withhold rent or seek remedies if the landlord fails to maintain the property in compliance with the Sanitary Code. Local boards of health enforce these regulations.
Reference: Massachusetts Sanitary Code, 105 CMR 410; M.G.L. c. 186, § 14; Massachusetts Real Estate Salesperson Study Guide - Landlord/Tenant Law.

質問 # 21
A buyer is purchasing a $625,000 property. The lender requires a 20% down payment to avoid mortgage insurance. The buyer provided $5,000 in earnest money. The buyer closing costs are $13,000. What is the amount the buyer must bring to settlement to close the transaction?

• A. $138,000
• B. $133,000
• C. $120,000
• D. $143,000

正解：B

解説：
Comprehensive and Detailed Explanation (150-250 words):
First compute the down payment at 20% of $625,000:
Down payment = $625,000 × 0.20 = $125,000.

Mortgage insurance is avoided because the LTV is 80% (loan of $500,000 on $625,000 purchase), consistent with typical underwriting. Massachusetts exam math emphasizes accurate handling of down payment percentages, credits for deposits, and inclusion of buyer's closing costs. The only choice that matches this computation is $133,000.
References: Massachusetts Real Estate Salesperson Candidate Handbook - Real Estate Math (Down payments, buyer credits/debits, cash to close); Financing basics (LTV and PMI thresholds).

質問 # 22
In Massachusetts, deeds are recorded at the

• A. County registry.
• B. City or town hall.
• C. State registry.
• D. Massachusetts Board of Registration.

正解：A

解説：
In Massachusetts, deeds are recorded at the county registry of deeds. The county registry is where all real estate documents (such as deeds, mortgages, and liens) are officially recorded. These records are public and provide legal notice of ownership and other property rights.
City or town halls may have certain records, such as local property tax assessments, but deeds must be recorded at the county level. The Massachusetts Board of Registration handles licensing and disciplinary actions for real estate professionals, but it does not record deeds.
Reference: M.G.L. c. 36, 1-10; Massachusetts Real Estate Candidate Information Bulletin - Property Records.

質問 # 23
A licensee lists a property and discovers that the property is too far away to market effectively. The licensee's firm retains the listing, but does not advertise or show it. Which of the following has been violated?

• A. statute of frauds
• B. fiduciary responsibility
• C. seller disclosure laws
• D. Consumer Protection Act

正解：B

解説：
When a broker accepts a listing agreement, they enter into a fiduciary relationship with the seller. This relationship requires loyalty, obedience, disclosure, confidentiality, accounting, and reasonable care/diligence.
If the licensee fails to market, advertise, or show the property, they are breaching their duty of diligence and care as well as loyalty to the seller's best interests. This is a direct violation of fiduciary responsibility.
The Consumer Protection Act (B) addresses deceptive business practices, seller disclosure laws (C) apply to condition disclosures, and the Statute of Frauds (D) requires certain contracts (like real estate sales) to be in writing. None apply as directly as fiduciary duties in this scenario.
Thus, the correct answer is A: fiduciary responsibility.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Agency & Fiduciary Duties; 254 CMR 3.00 (Board of Registration).

質問 # 24
Which of the following types of agreements applies when the seller retains the right to sell?

• A. MLS Listing
• B. Exclusive Agency Listing
• C. Net Listing
• D. Exclusive Right to Sell Listing

正解：B

解説：
An Exclusive Agency Listing agreement is one where the seller hires a broker to sell the property but retains the right to sell the property themselves without owing the broker a commission. If the seller sells the property directly, the broker will not be entitled to a commission.
In contrast, with an Exclusive Right to Sell Listing, the broker receives a commission regardless of whether they or the seller finds the buyer. An MLS Listing is not an agreement type but refers to listing the property in the Multiple Listing Service. Net Listings are illegal in Massachusetts, as they can lead to unethical practices.
Reference: Massachusetts Real Estate Candidate Information Bulletin - Agency Relationships and Listings.

質問 # 25
In Massachusetts, which of the following statements about smoke detectors prior to closing is always correct?

• A. All single-family residences must have hard-wired smoke detectors.
• B. A smoke detector certificate must be obtained from the local fire department.
• C. Smoke detectors are optional in single-family houses.
• D. A three-family residence can have either battery-operated or hard-wired smoke detectors.

正解：B

解説：
In Massachusetts, all single-family homes, multifamily properties, and condominiums must comply with smoke detector requirements prior to closing. Massachusetts law mandates that smoke detectors must be installed in residential properties, and a smoke detector certificate must be obtained from the local fire department as part of the closing process.
The certificate ensures that the smoke detectors are properly installed and functioning according to state and local regulations. This certificate is required to transfer ownership of the property.
While hard-wired smoke detectors are required in some cases, they are not mandatory for all single-family residences. The rule applies more strictly to multifamily dwellings or properties built after a specific year. The correct answer is that a smoke detector certificate must be obtained from the local fire department.
Reference: 527 CMR 1.00 - Massachusetts Fire Code; M.G.L. c. 148, 26.

質問 # 26
The two clauses in a mortgage which allow the lender to proceed with a foreclosure sale are which of the following?

• A. foreclosure clause and alienation clause
• B. acceleration clause and power of sale clause
• C. escalation clause and alienation clause
• D. escalation clause and power of sale clause

正解：B

解説：
Comprehensive and Detailed Explanation (150-250 words):
Two key clauses permit a lender to enforce foreclosure:
Acceleration clause - allows the lender to declare the entire debt immediately due and payable if the borrower defaults. Without this clause, the lender could only sue for past-due installments.
Power of sale clause - common in Massachusetts "title theory" mortgages, it authorizes the lender to sell the property at public auction without going through full judicial foreclosure.
The alienation clause (also called a "due-on-sale" clause) allows the lender to demand payoff when the property is transferred, not for foreclosure. The escalation clause allows interest rate or payment adjustments, not foreclosure.
Therefore, the correct pair that authorizes foreclosure is D: acceleration clause and power of sale clause.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Financing Instruments; M.G.L. c.
183 21 (Power of Sale Foreclosure).

質問 # 27
A real estate licensee is a partial owner of a local inspection company. It is permissible for the licensee to tell all clients to use this company when

• A. the licensee does not know any of the other title companies in the area.
• B. the licensee discloses the interest in the company to the client.
• C. it is in the best interest of the client.
• D. the client does not ask for other recommendations.

正解：B

解説：
Under Massachusetts law and federal RESPA (Real Estate Settlement Procedures Act, Section 8), real estate professionals may have an ownership interest in related businesses (such as inspection, title, or mortgage companies), but they must provide full disclosure of this interest to clients in writing.
Steering clients exclusively to a business in which the agent has a financial interest - without disclosure - is a conflict of interest and a violation of fiduciary duties. However, once the relationship is disclosed, the client may freely choose whether to use that company or not.
The other options are incorrect because:
"Best interest" (A) doesn't override disclosure requirements.
Lack of knowledge of competitors (B) is not an excuse.
Failing to disclose simply because the client doesn't ask (C) is a violation.
Thus, the only permissible action is disclosure (D).
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Agency & Disclosure; RESPA, 12
U.S.C. §2607.

質問 # 28
Licensee A and Licensee B work for a principal broker for ABC Realty. For Licensee A, the principal broker supervises the work as a listing/buyer's agent, collects commissions, and pays out based on their commission split agreement. Licensee A works from home and attends training meetings at the office. Licensee B works 8 a.m. to 4 p.m. in the ABC Realty office for relocations, showing local properties to relocating clients.
Licensee B is licensed to show homes and submits offers for purchase from individuals who are relocating but is paid by salary based on hours worked, with a bonus for production. What are Licensee A and B's relationships with ABC Realty?

• A. Licensee A and Licensee B are both employees.
• B. Licensee A is a contractor and Licensee B is an employee.
• C. Licensee A and Licensee B are both contractors.
• D. Licensee A is an employee and Licensee B is a contractor.

正解：B

解説：
Massachusetts real estate law (M.G.L. c.112 87RR) and IRS guidelines distinguish between independent contractors and employees based on supervision, pay structure, and benefits.
Licensee A: Works on commission, covers own business expenses, sets flexible work hours, and is paid according to production. This is the hallmark of an independent contractor relationship.
Licensee B: Works fixed hours (8-4), is paid by salary with possible bonuses, and has employer-like supervision. This structure makes Licensee B an employee of ABC Realty.
Thus, the correct classification is: A is a contractor; B is an employee.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - License Law; IRS Independent Contractor Guidelines.

質問 # 29
A private integrated club refused to rent one of its condos to a minority family. The club explained that it did not rent the condos to the public since the condos were for members only. Is the club in violation of the federal Fair Housing Act, and if so, how?

• A. Yes, because when race is involved, no exceptions to the federal Fair Housing Act exist.
• B. Yes, because the club had minority members, and therefore was not eligible for exemptions from the federal Fair Housing Act.
• C. No, because as an integrated club, they could discriminate on the basis of race in renting facilities.
• D. No, because a private club may restrict the rental of its own lodgings to its members as long as the lodgings are not operated commercially.

正解：A

解説：
Comprehensive and Detailed Explanation (150-250 words):
The federal Fair Housing Act (Title VIII of the Civil Rights Act of 1968) prohibits housing discrimination based on race, color, religion, sex, national origin, familial status, or disability. While the Act contains limited exemptions for private clubs and religious organizations, no exemption applies when race is involved.
Therefore, even if the club limits occupancy to members, it cannot refuse to rent based on race. Race discrimination is always illegal, regardless of ownership type or membership restrictions.
B is incorrect: minority membership status does not determine exemption.
C is false: no private club exemption allows racial discrimination.
D misstates the exemption; private clubs may limit lodging to members, but not on the basis of race.
Thus, the correct answer is A: when race is involved, no exemptions apply.
Reference: Fair Housing Act, 42 U.S.C. 3604; Massachusetts Real Estate Salesperson Candidate Handbook
- Fair Housing.

質問 # 30
Disclosure of licensee relationships to prospective buyers and sellers is required

• A. At the first personal meeting to discuss a specific single-family property.
• B. When listing commercial properties.
• C. When discussing any real estate issue.
• D. When responding to a telephone or internet inquiry.

正解：A

解説：
In Massachusetts, licensee relationship disclosure is governed by M.G.L. c. 112, § 87AAA and 254 CMR
3.00. State law requires that real estate agents disclose their agency relationship to prospective buyers and sellers at the first personal meeting to discuss a specific property. This requirement is primarily intended for residential transactions involving one- to four-family properties.
This disclosure clarifies whether the agent represents the seller, the buyer, or is functioning in another capacity (such as a facilitator). It ensures that consumers are fully informed about where the licensee's loyalty lies before substantive discussions occur.
The law does not require agency disclosure for mere inquiries (phone or internet), for general real estate discussions, or for commercial property listings. The specific trigger is the first personal meeting to discuss a specific single-family property.
Reference: 254 CMR 3.00; Massachusetts Real Estate License Law Summary; Consumer Guide to Real Estate Agency Relationships.

質問 # 31
What kind of lease would require the lessee to pay the taxes, insurance, repairs, and other operating expenses of the premises in addition to the regular rental payment?

• A. gross lease
• B. graduated lease
• C. net lease
• D. percentage lease

正解：C

解説：
In a net lease, the tenant (lessee) is responsible not only for the base rent but also for additional property expenses such as real estate taxes, insurance, maintenance, and sometimes repairs. This is common in commercial leasing, particularly for office buildings and retail space.
A gross lease (B) means the landlord pays all expenses, while the tenant pays only rent. A percentage lease (A) bases rent partly on tenant sales (common in retail malls). A graduated lease (C) allows rent increases at set intervals.
Because the question describes a tenant paying rent plus taxes, insurance, and operating expenses, this is a net lease.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Leasing & Property Management; Commercial Leasing Practices.

質問 # 32
A married couple owns property as tenants by the entirety. If they were to divorce, their ownership would be

• A. Tenancy in severalty.
• B. Joint tenancy.
• C. Tenancy by the entirety.
• D. Tenancy in common.

正解：D

解説：
Tenancy by the entirety is a special form of ownership available only to married couples in Massachusetts. It provides rights of survivorship and protection from individual creditors of one spouse.
Upon divorce, the law automatically converts a tenancy by the entirety into a tenancy in common, unless otherwise stated in the divorce decree. In tenancy in common, each former spouse owns an undivided share of the property without survivorship rights, and they are free to transfer or sell their interest independently.
It does not convert into joint tenancy or tenancy in severalty unless agreed to or ordered by the court.
Reference: M.G.L. c. 209, 1; Massachusetts Real Estate Candidate Information Bulletin - Forms of Ownership.

質問 # 33
Which of the following acts does NOT require notifying the Board of Registration?

• A. A broker changes his or her mailing address.
• B. A salesperson terminates employment with one broker and affiliates with another.
• C. A broker conducts business under the broker's own name.
• D. A broker commences business under the trade name of ABC Realty.

正解：C

解説：
Massachusetts real estate law requires licensees to notify the Board of Registration of Real Estate Brokers and Salespersons of any changes that affect their license status or operations. This includes:
Change of mailing address (M.G.L. c. 112, 87YY).
Change of broker affiliation for salespersons.
Operating under a trade name (which requires Board approval and proper business certificates).
However, a broker who conducts business under their own legal name does not need to notify the Board separately of this fact. The license is already issued in the broker's name, so no additional approval is required unless a trade or business name is used.
Reference: 254 CMR 2.00; M.G.L. c. 112, 87YY.

質問 # 34
What kind of lease would require the lessee to pay the taxes, insurance, repairs, and other operating expenses of the premises in addition to the regular rental payment?

• A. gross lease
• B. graduated lease
• C. net lease
• D. percentage lease

正解：C

解説：
In a net lease, the tenant (lessee) is responsible not only for the base rent but also for additional property expenses such as real estate taxes, insurance, maintenance, and sometimes repairs. This is common in commercial leasing, particularly for office buildings and retail space.
A gross lease (B) means the landlord pays all expenses, while the tenant pays only rent. A percentage lease (A) bases rent partly on tenant sales (common in retail malls). A graduated lease (C) allows rent increases at set intervals.
Because the question describes a tenant paying rent plus taxes, insurance, and operating expenses, this is a net lease.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Leasing & Property Management; Commercial Leasing Practices.

質問 # 35
Which of the following is true about mortgage assumptions?

• A. The mortgagee automatically releases the seller upon receipt of a warranty deed.
• B. The buyer is relieved of personal liability.
• C. The seller may or may not be released from liability.
• D. The buyer is required to sign a new mortgage note.

正解：C

解説：
Comprehensive and Detailed Explanation (150-250 words):
When a mortgage is assumed, the buyer takes over the existing loan obligations. The buyer typically becomes personally liable for the debt if the lender approves the assumption, but the seller remains liable unless formally released by the lender through a novation.
Thus, the seller "may or may not be released" depending on lender approval. The assumption is different from a "subject to" transaction, where the buyer makes payments but is not personally liable.
A is incorrect: the buyer is not relieved of liability-they are assuming it.
C is incorrect: a new note is not signed; the existing obligation is assumed.
D is incorrect: transfer of a deed does not release liability; only lender approval/novation does.
Therefore, the correct answer is B.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Financing; Assumptions vs.
"Subject To" Mortgages.

質問 # 36
A rectangular lot contains 16,500 square feet. It has a depth of 150 feet. Each of two adjacent rectangular lots contains 4,950 square feet with a depth of 150 feet. What is the total street frontage of the three lots in linear feet?

• A. 0
• B. 1
• C. 2
• D. 3

正解：C

解説：

But notice the answer choices do not include 176 except as D. This matches our calculation.
Therefore, the correct frontage is 176 feet (D).
(Note: The original problem text contained a typo listing 15 ft depth for the smaller lots, which is mathematically inconsistent. With the corrected 150 ft depth, the frontage answer is 176.) Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Math (Area, Frontage, Lot Dimensions).

質問 # 37
A buyer and a seller have a purchase agreement that contains a home inspection contingency. The buyer has applied for a VA mortgage. After the home inspection is completed, the buyer writes an addendum requesting that the seller pay to repair several items found by the home inspector. The seller counters the addendum by requiring that the buyer agree that the repairs will be made, but that no further expenses will be incurred by the seller. The VA appraisal inspection has not been conducted. Under these circumstances, which of the following is correct?

• A. The licensee should encourage the seller to place the home back on the market.
• B. There is no longer a valid contract.
• C. The original contract is still in effect.
• D. The VA inspection is not necessary because the buyer's home inspection report will be sent to the mortgage company.

正解：C

解説：
Comprehensive and Detailed Explanation (150-250 words):
In this scenario, the parties have entered into a binding purchase agreement with a home inspection contingency. The buyer submitted an addendum requesting seller repairs, but the seller countered. Since the buyer has not yet accepted, the counter is not binding - therefore, the original contract remains in effect until both parties agree to a modification.
Additionally, because the financing is a VA loan, the VA still requires a VA appraisal (separate from the buyer's home inspection) to determine value and minimum property requirements. The VA inspection cannot be waived by substituting the home inspector's report.
Thus, the correct answer is B: the original contract is still in effect.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Contracts; VA Loan Program Guidelines.

質問 # 38
A buyer makes an offer on a property and asks the Seller's broker to recommend a good home inspector. The Seller's broker may

• A. Recommend a specific home inspector.
• B. Provide the complete list of home inspectors prepared by the Commonwealth of Massachusetts.
• C. Provide a list of no fewer than 20 licensed home inspectors in the county where the property is located.
• D. Provide business cards of local home inspectors.

正解：B

解説：
Massachusetts law (M.G.L. c. 112, 221-226, Home Inspector Licensing Act) regulates the relationship between real estate agents and home inspectors. To prevent conflicts of interest and protect consumers, a real estate broker or salesperson may not directly recommend one specific home inspector. Instead, they are required to provide buyers with the official list of licensed home inspectors prepared by the Commonwealth of Massachusetts.
This rule ensures impartiality and prevents brokers from steering buyers to inspectors who might be biased.
Giving out business cards or providing a shortened list of inspectors violates this regulation. The buyer is free to choose any licensed inspector from the state-approved list.
Reference: M.G.L. c. 112, 221-226; 266 CMR (Massachusetts Home Inspector Regulations).

質問 # 39
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